Times are tight and despite the Govt’s Quantative Easing program (i.e. pump cash into the banks fast) the institutions we and the economy rely on for credit aren’t paying out. The result: companies can’t get loans to enable growth, jobs are cut and first time buyers can’t get a mortgage.
That last one is killing the housing market because no-one on the ladder can move unless they and all their chain have solid financial reports or alternative funding. Check out this article from Money Stop, the financial comparison site, it discusses the lack of mortgages currently being approved.
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